Avail Better Interest Rates: The credit cards issuing banks or financial institutions offers great deal and discounts to the customers in the initial few months of getting a card. Once this period passes, the interest rates becomes higher than the ones offered by others in the market. With this balance transfer system, a user can shift the amount to another credit card that is offering a better interest rate. Get Buffer Time: After the credit card balance transfers, the bank allows it customers to have an initial buffer period to pay-off their debts with zero or minimal interest rates. This becomes an easy option for the cardholders as they do not have to pay-off huge interest along with the outstanding amount. Simplify Finances: Multiple credit cards might lead to loss of track of the credit card bills to be paid on time. This results in piling up of the bills and create a hole in the budget and credit score of the user. This can be solved if the user considers combining the balances from all cards to one card which offers lower rate of interest and collectively pay-off all the bills. This is cost-effective and saves a lot of time. Receive Immediate Relief: Credit card buffer transfer is a quick and easy process which allows a buffer time to its customers to clear all the debts with zero or nominal interest rates. This ultimately results in immediate relief of stress because of the previously pilling up of bills. The new credit card company pays off the old credit card debt by issuing a Demand Draft. Avail Better Offers: The credit card issuing banks might not offer best terms of fees, extended grace period, etc. after the first year. So, by availing the balance transfer facility to a bank offering better offers, the user can manage their finances properly without paying some extra charges.